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When planning to buy a home, many factors come into play—your credit score, income stability, and debt-to-income ratio, just to name a few. But have you ever wondered if your gambling habits could affect your ability to secure a mortgage? Whether you’re an occasional bettor or a professional gambler, understanding how gambling impacts your mortgage … Read more

What defines a bed and breakfast property? It’s more than just a house with a few extra beds—it’s a unique style of accommodation that combines the comforts of home with the services of a hotel. Typically, B&B properties offer a small number of rooms, often three to six, and provide guests with a home-cooked breakfast … Read more

When it comes to buying a home, one of the key aspects that potential homeowners need to understand is the role of their credit score in this process. The question often posed is, “What credit score is needed to buy a house?” This seemingly straightforward query holds significant importance, as credit scores can significantly influence … Read more

If you’re a zero-hour contract worker, the thought of getting a mortgage might seem like an impossible dream. After all, most lenders are hesitant to loan money to someone who doesn’t have a steady income. But it’s not totally out of reach—this guide will explain what a zero-hour contract mortgage is and how can you … Read more