A Self Certificate Mortgage or sometimes known as “Self Cert Mortgage” is where income proof is not required however these type of mortgages are now rarely offered due to tighter regulation and lenders requesting firm income proof before allowing a mortgage to be approved. Another similar type of mortgage known as fast track is still available but also less widely offered. The difference with fast track is that income (subject to status) is not required in most cases however the lender reserves the right to request this data. Contact our Leicester mortgage brokers for more advice about fast track mortgages